Old Second Bancorp Stock Performance
| OSBC Stock | USD 21.04 0.38 1.84% |
On a scale of 0 to 100, Old Second holds a performance score of 10. The company holds a Beta of 0.22, which implies not very significant fluctuations relative to the market. As returns on the market increase, Old Second's returns are expected to increase less than the market. However, during the bear market, the loss of holding Old Second is expected to be smaller as well. Please check Old Second's maximum drawdown, skewness, and the relationship between the total risk alpha and downside variance , to make a quick decision on whether Old Second's historical price patterns will revert.
Risk-Adjusted Performance
Fair
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Old Second Bancorp are ranked lower than 10 (%) of all global equities and portfolios over the last 90 days. In spite of rather fragile fundamental drivers, Old Second exhibited solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 0.33 | Five Day Return 1.73 | Year To Date Return 8.37 | Ten Year Return 220.82 | All Time Return 274.96 |
Forward Dividend Yield 0.0123 | Payout Ratio | Last Split Factor 2:1 | Forward Dividend Rate 0.26 | Dividend Date 2026-02-09 |
1 | Disposition of 13150 shares by Ladowicz John of Old Second at 19.0107 subject to Rule 16b-3 | 11/26/2025 |
2 | Old Second Bancorp stock hits 52-week high at 19.58 USD - Investing.com Nigeria | 12/05/2025 |
3 | Old Second Bancorp Q4 Earnings Report Preview What To Look For | 01/20/2026 |
4 | Old Second Bancorp, Inc. Reports Fourth Quarter 2025 Net Income of 28.8 Million, or 0.54 per Diluted Share | 01/21/2026 |
5 | Old Second Bancorp Q4 Earnings Call Highlights | 01/22/2026 |
6 | Old Second Bancorp Announces Earnings Results, Beats Expectations By 0.05 EPS | 01/26/2026 |
7 | Old Second Bancorp, Inc. Q4 2025 Earnings Call Transcript | 01/27/2026 |
8 | Is Old Second Bancorp Pricing Reflect Its Strong Excess Returns Potential | 02/03/2026 |
| Old Second dividend paid on 10th of February 2026 | 02/10/2026 |
| Begin Period Cash Flow | 100.1 M | |
| Total Cashflows From Investing Activities | 322.7 M | |
| Free Cash Flow | 120.7 M |
Old Second Relative Risk vs. Return Landscape
If you would invest 1,832 in Old Second Bancorp on November 12, 2025 and sell it today you would earn a total of 272.00 from holding Old Second Bancorp or generate 14.85% return on investment over 90 days. Old Second Bancorp is currently generating 0.248% in daily expected returns and assumes 1.86% risk (volatility on return distribution) over the 90 days horizon. In different words, 16% of stocks are less volatile than Old, and 96% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Old Second Target Price Odds to finish over Current Price
The tendency of Old Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 21.04 | 90 days | 21.04 | about 6.55 |
Based on a normal probability distribution, the odds of Old Second to move above the current price in 90 days from now is about 6.55 (This Old Second Bancorp probability density function shows the probability of Old Stock to fall within a particular range of prices over 90 days) .
Old Second Price Density |
| Price |
Predictive Modules for Old Second
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Old Second Bancorp. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Old Second Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Old Second is not an exception. The market had few large corrections towards the Old Second's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Old Second Bancorp, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Old Second within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.23 | |
β | Beta against Dow Jones | 0.22 | |
σ | Overall volatility | 0.98 | |
Ir | Information ratio | 0.09 |
Old Second Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Old Second for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Old Second Bancorp can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| About 70.0% of the company shares are owned by institutional investors | |
| On 10th of February 2026 Old Second paid $ 0.07 per share dividend to its current shareholders | |
| Latest headline from simplywall.st: Is Old Second Bancorp Pricing Reflect Its Strong Excess Returns Potential |
Old Second Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Old Stock often depends not only on the future outlook of the current and potential Old Second's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Old Second's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 53.5 M | |
| Cash And Short Term Investments | 196.4 M |
Old Second Fundamentals Growth
Old Stock prices reflect investors' perceptions of the future prospects and financial health of Old Second, and Old Second fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Old Stock performance.
| Return On Equity | 0.1 | ||||
| Return On Asset | 0.0128 | ||||
| Profit Margin | 0.26 % | ||||
| Operating Margin | 0.45 % | ||||
| Current Valuation | 1.33 B | ||||
| Shares Outstanding | 52.67 M | ||||
| Price To Earning | 13.09 X | ||||
| Price To Book | 1.24 X | ||||
| Price To Sales | 3.57 X | ||||
| Revenue | 396.97 M | ||||
| Gross Profit | 311.34 M | ||||
| EBITDA | 120.83 M | ||||
| Net Income | 85.26 M | ||||
| Cash And Equivalents | 281.34 M | ||||
| Cash Per Share | 6.31 X | ||||
| Total Debt | 338.92 M | ||||
| Debt To Equity | 12.32 % | ||||
| Book Value Per Share | 17.03 X | ||||
| Cash Flow From Operations | 131.53 M | ||||
| Earnings Per Share | 1.62 X | ||||
| Market Capitalization | 1.11 B | ||||
| Total Asset | 6.9 B | ||||
| Retained Earnings | 537.23 M | ||||
About Old Second Performance
By analyzing Old Second's fundamental ratios, stakeholders can gain valuable insights into Old Second's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Old Second has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Old Second has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.07 |
Things to note about Old Second Bancorp performance evaluation
Checking the ongoing alerts about Old Second for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Old Second Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 70.0% of the company shares are owned by institutional investors | |
| On 10th of February 2026 Old Second paid $ 0.07 per share dividend to its current shareholders | |
| Latest headline from simplywall.st: Is Old Second Bancorp Pricing Reflect Its Strong Excess Returns Potential |
- Analyzing Old Second's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Old Second's stock is overvalued or undervalued compared to its peers.
- Examining Old Second's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Old Second's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Old Second's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Old Second's stock. These opinions can provide insight into Old Second's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Old Stock analysis
When running Old Second's price analysis, check to measure Old Second's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Old Second is operating at the current time. Most of Old Second's value examination focuses on studying past and present price action to predict the probability of Old Second's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Old Second's price. Additionally, you may evaluate how the addition of Old Second to your portfolios can decrease your overall portfolio volatility.
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